Every family. One stack. Every book tied out by morning.
Sage Intacct, Bill.com and Addepar reconciled to each other every night, per entity, with every break explained.
Month-end, multiplied by the client list.
AP to GL: Does Bill.com agree with Intacct?
Per entity, by hand.
Portfolio to books: Does Addepar agree with the ledger?
A missing mark, or a missing holding?
The unplaced account: Which line is account 8900?
Wrong subtotal. The statement still foots.
The payment: Who approved that, and was it paid twice?
The trail is three inboxes.
Tied out before anyone opens a spreadsheet.
Built and tested end to end. It switches on per entity the day you connect it.
| Every night, per entity | Against | Tolerance |
|---|---|---|
| Open bills in Bill.com | Accounts-payable account in Intacct | $1.00 or 0.5% |
| Portfolio value ex cash in Addepar | Investment accounts in Intacct | $100 or 1% when the books are carried at market; otherwise reported as the unrecorded mark |
| Cash held at custodians, in Addepar | Cash accounts in Intacct | $100 or 0.5%, informational |
So the guarantee starts after your first successful tie-out, not at signature.
One rule: One entity, one set of books
Intacct entity, Bill.com organization, Addepar portfolio.
One login: The partner seat
Read-only. Each family sees who looked.
One queue: Breaks across every client
Largest first, with both figures.
One path for money: Two people, a live bill, sent once
You stage. The family approves.
Your advice, sealed before the outcome, marked after it.
Each family records whose advice a decision followed; the adviser confirms it. The answer behind the decision was sealed before anyone chose, and the family’s own ledger marks the choice later against the path it declined, net of luck. Across every family that agrees to it, that becomes one sealed record per adviser: how often the advice paid, by how much more than chance, and a fingerprint for every decision that anyone can check at /verify.
Two parties: Attributed by the family, confirmed by the adviser
Disputed advice is listed, never scored.
Sealed first: Before the outcome was known
Each decision carries its proof's fingerprint and date.
Net of luck: Stated beside every total
No verdict on fewer than three scored decisions.
Discreet: No family named, no family's dollars
Each family decides whether it is included, and can withdraw.
It grows every quarter the firm runs and exists nowhere else. A family that leaves keeps its own record; the adviser keeps theirs. It is a record, not an advertisement: whether to show it to a prospective client is the firm’s decision and its compliance officer’s.
Tied out every morning, from the first morning it runs.
$12,000 A year for a boutique, plus $8,000 a family under $100M
Five families: $52,000 a year. A firm with its own server pays a $35,000 licence instead, plus the same fee a family.
Live in thirty days or the setup fee comes back.
Three times the fee, measured on your book by day thirty, or the first quarter you are billed is free.
Partner terms
For the practice that introduces families.
Each enforced by one line from you, not a review. The tie-out guarantee in full.
We run one Intacct company with an entity per family. Does that work?
Yes. Each legal entity is connected as its own Intacct entity within your company, with its own Bill.com organization and its own Addepar portfolio. The platform refuses a connection whose credentials name a different company than the one configured, so an entity can never be wired to the wrong books.
How do fifty families get connected?
From a spreadsheet: one row per entity and system, validated with the same rules the platform enforces before anything touches the cloud. Credentials go one secret per connection into the secrets manager. The first tie-out for every connected entity is on record the next morning.
Can our controllers see every family in one place?
A partner seat is one login, read-only, across every family that granted it, and each family sees who looked and when. Writes stay with the family's own principals. Row-level security in the database means a query without the right family's claim returns nothing, not an error.
What happens when a client's tie-out breaks?
The break is recorded with both figures, the difference, the tolerance and the likely cause, indexed so breaks across all your families surface first. One family's broken credentials never stop another family's tie-out; the run is per connection and each records its own outcome.
Who approves payments?
The family's principal or COO, never the person who requested it, and never a partner seat. The bill is re-read from Bill.com before anything is sent, and the request is sent once. Your firm can stage; the family decides.
What does it deliberately not do?
It does not estimate what a public filing returned. The cohort work is holdings facts only: how many names carry a book, what share sits in the ten largest, what was added and let go. Returns would need a market-data licence we do not hold. A number we cannot check does not go on a page. It does not need a live feed to start. The book loads from the exports your custodian, platform or accountant already produces, which is also the version your auditor can follow. Direct bank and custodian connections are built and switch on per client. It brings no index data with it. Comparisons run against the series the client licenses or supplies. The series in the demo are invented, labelled as invented, and the system refuses to attach them to a real client's report. It will not give you an opinion. It computes and records. The hurdle, the reserve, the benchmark and the buckets are the client's and its advisers'; the decision is the trustees' or the principals'. Nothing here is investment advice. It will not guess. Until the figures an answer rests on are on the ledger with a source and an approver, it names the missing input and waits. Once your policy numbers are signed, it answers, and the answer can be checked.
How is it priced for a firm?
Two firm tiers: $12,000 a year for a boutique with up to 5 families on shared infrastructure, or $35,000 a year with the firm's own isolated server and no limit. Then each family by its size: $8,000 under $100M, $15,000 from $100M to $250M, $25,000 over $250M. Five families under $100M come to $52,000 a year; twenty come to $195,000. A firm is a practice running the ledger for at least three of its own advisory clients, under an order form the firm signs. Families that are not its clients buy direct. The firm's first family pays the standard $5,000 setup, credited against the first annual invoice; each family after it pays none. Invoiced annually; nothing is charged per user, per question or per seal. A practice that only introduces families is a partner instead: the terms are on the partners page.
Send one entity's export and your manual tie-out.
Back come the number, the rows and the proof page.