The first ten set the terms for everyone after.
Ten founding seats: no setup fee and nothing to pay for ninety days, then your band's price locked for three years.
- Day 7Structure mapped
- Day 21Positions classified
- Day 30Live
Free first. A date. A number. Then every morning.
The front door · free: Free A sealed proof of your own filed book, free.
Seconds from a 13F or a foundation's 990-PF; two business days from an export. No data, no credentials, no call.
Guarantee one · founding seat: $0 No setup fee for a founding seat
Live in thirty days on your real numbers; nothing to pay for ninety.
Guarantee two: 3× Three times the fee, measured on your book by day thirty, or the first quarter you are billed is free.
Credited automatically. The result is sent either way.
Guarantee three · your stack: Nightly Tied out every morning, from the first morning it runs.
Built and tested end to end. It switches on per entity the day you connect it.
A private foundation’s terms are the Foundation Record, on the pricing page.
What is refunded, by when, and who decides.
Live by day thirty
A founding seat pays no setup fee, so there is nothing to refund. What protects you instead: nothing is charged before day ninety-one, and you can leave before then owing nothing, whether or not we were live by day thirty.
After the founding seats: All five frameworks return a sealed answer on your real book by day thirty, counted from the day your entity list is uploaded and once your own four onboarding steps are done. If one of them does not, the setup fee is returned in full, to the account that paid, within five business days. You decide whether the test was met; we do not arbitrate it.
What is refunded: the setup fee in full, whichever tier you bought.
When: within five business days of day thirty, to the account that paid.
Who decides: you. Write one line saying the test was not met and the refund is issued; no call, no review.
What it costs you to claim: nothing. Nothing further is owed, and the book you built leaves with you as plain rows.
Three times the fee, found
By day thirty three figures are on your own proof pages, each with the rows behind it: what your idle cash is costing against the hurdle you set, what your managers did not earn after fees against the benchmarks they chose, and what each legal entity costs to keep. We run the sum on day thirty and send you the result either way. If it is less than three times your first year's platform fee, the first quarter of the platform is credited without you asking.
The test: those three sealed figures, on your policy numbers, your positions, your entities.
The result is sent on day thirty whether it passes or fails, with the query that produced it.
If it fails, the first quarter you are billed is free, credited automatically. On a founding seat that is days 91 to 180, since the first ninety days are free already.
Leave at any point in the first 90 days with nothing further owed.
Tied out every morning · deliberately conditional
Sage Intacct, Bill.com and Addepar reconciled to each other every night, per entity, with every break explained.
Built and tested end to end. It switches on per entity the day you connect it. So the tie-out guarantee starts the morning after your first successful tie-out, and if all three systems are not connected inside the thirty days it never starts and you pay nothing for it. From then on, a business morning without it on record, for a cause that is ours, makes that month free.
Behind the method: $100M+ in estate structures designed and signed off by counsel and CPAs; a $1B+ inter-banking dispute resolved on an audit; eighteen years running the numbers for multi-generational families. About
One fee. Five frameworks. A date.
No setup fee · founding: The setup
Entity map, read-only connections, positions classified with you, kickoff review.
Week 1: Your first question, answered
Whatever you write in the form below runs first, on your data.
Day 30: Live, or free
Five frameworks sealed on your book. Founding seats pay nothing until day ninety-one.
Day 31: Month to month
From $4,500 a month by band, unlimited users. Leave within 90 days, nothing owed.
7 steps. 4 are yours.
The portal shows one thing to do at a time.
- 0101 · 5 minutes
Confirm your family profile
Tell us who we are working for and how the family is organised.
- 0202 · 15 minutes, plus counsel review if you want it
Sign the NDA
Two documents: the NDA and the order form. Nothing is charged through the website.
- 0303 · 5 minutes
Invite your team
Add the people who should see ParetoAlpha, and what each is allowed to do.
- 0404 · 30–60 minutes, usually with your CPA
Upload your entity list
One spreadsheet: every trust, LLC, foundation and holding company.
- 0505 · 10 minutes yourself; 1–3 weeks if a custodian is involved
Connect your accounts
Three ways in: connect it yourself, route it through your adviser, or have us do it.
- 0606 · 20 to 45 minutes, on your own or on the call
Review your FORTRESS classification
Every position is sorted into safe, exposed, or asymmetric the moment your first statement is applied. You approve or correct it.
- 0707 · 60 minutes
Book the kickoff review
Sixty minutes. All five lenses on your real numbers, with your team.
The method does not depend on a clever meeting.
A dashboard is a design project
Decided, built, rebuilt. Hence months.
A framework is already decided
Five frameworks ask the same questions of every book.
The only work is loading
The same 7 steps, for every family.
Each control’s latest result and date are public. Read them before you sign anything. Each control
When do the thirty days start?
The day your entity list is uploaded (step four). The first three steps take about twenty-five minutes and are usually done the day after the first call.
Who decides whether you missed day thirty?
You do. Write one line saying the five frameworks did not return a sealed answer on your book and the setup fee is returned in full, to the account that paid, within five business days. There is no review, no call and no pro-rating, and nothing further is owed. A guarantee that we adjudicate is not a guarantee.
What if a custodian or a platform is slow?
Paperwork can take one to three weeks; that is inside the thirty days and it is ours to chase, not yours. If a source has not responded by day thirty, the frameworks run on everything that is connected — and if any of the five does not return a sealed answer on real data, the fee comes back anyway, exactly as the guarantee says.
What do I have to do?
Four of the seven steps: confirm the profile, sign the NDA and order form, upload the entity list (usually with your CPA), and sit on two calls. About two hours in total.
What happens on day thirty-one?
The platform continues month to month at your band, or annually if you prefer the saving. You can leave at any point in the first ninety days with nothing further owed, and your rows leave with you as plain exports.
We run Sage Intacct, Bill.com and Addepar. Is connecting them part of the thirty days?
Yes. Credentials are entered at step five, right after the entity list, one set per entity, straight into the secrets manager. The nightly tie-out is built and tested end to end; it has not yet run for a client. The guarantee starts the morning after your first successful tie-out, not at signature; if all three are not connected inside the thirty days it never starts and you are charged nothing for it.
Why be one of the founding ten?
Because the terms are not offered again. The first ten families pay nothing for ninety days, then keep their band's price for thirty-six months, get a founder who answers the same day, and have a quarterly review with the founder: the committee's open questions answered on their own book, each answer sealed. In return we ask for an honest verdict at day thirty, quoted only in words you approve.
Is this the offer for a private foundation?
No. A private foundation's terms are the Foundation Record, on the pricing page: Ten founding seats: nothing to pay for ninety days, then the band price locked for thirty-six months. No frameworks, no setup and no day-thirty ask.
Is my data used to train anything?
No. Your book is scoped to your family by the database and is never used to train models or improve frameworks for anyone else. The security page has the detail.
Tell us who you are, and what you would ask first.
Invite-only. A person replies within two business days with the order form and NDA.